As part of Bank of America’s credit card services, you also get to access your FICO score for free each month, as well as credit education resources to help improve your finances. Pros
Intro APRAdditional shopping rewardsNo annual fee
Cons
No rewardsMonthly feeRequires good credit
Bank of America also offers additional incentives when you bundle financial services. Those companies with a business checking account can earn up to 75% more points on all purchases, plus you can qualify for the top Preferred Rewards for Business tier. Once you reach that tier, you will receive 2.62x points on every purchase, plus up to 5.25x points when you book through the Bank of America Travel Center. There are no annual fees and no foreign transaction fees. Pros
No annual fee or penalty APRIntro offerRewards programs
Cons
Excellent credit requiredNo premium travel rewardsLimited premium rewards
Bank of America charges no annual fee for this card, and cash rewards have no expiration date. Pros
More cashbackChoice of category0% introductory offer
Cons
Foreign transaction feeLimited categoriesFair credit required
There are no blackout dates, restrictions, or expiration dates, and Bank of America does not charge foreign transaction fees for your purchases. Pros
Intro bonus offerExtra travel and dining rewardsNo foreign transaction fees
Cons
Annual feeRestricted limited rewardsRequires good credit
Type of card: Bank of America offers many different types of credit cards, including student, business, and travel credit cards. We analyzed each to find the very best of Bank of America’s offerings.Fees: Annual fees and foreign transaction fees can quickly add up, cutting into your savings. To find the best credit cards, we looked at whether each card has an annual membership fee and whether it will work for global travel with its foreign transaction fees.Introductory offer: Many card cards offer an introductory APR or bonus points, but not all of them do. Rewards: We also look at the type of regular rewards offered after the introductory period, such as extra cashback or travel rewards.
Consider what factors are most important to you, and be sure to shop and compare your options to find the best Bank of America credit card for you. From student to business credit cards, these are our expert recommendations to help you find the best Bank of America credit card for you.
Bank of America Customized Cash Rewards credit card: Flexible cash backBank of America Business Advantage Customized Cash Rewards Mastercard: Fantastic rewardsBank of America Unlimited Cash Rewards Secured credit card: A secured credit card designed for cash advancesFree Spirit® Travel More MasterCard: Designed for families
While shopping for credit cards, check out our guides for the best starter credit card for no credit, best premium credit cards, and the best Capital One business cards.
