Almost half of Black graduates see their debt significantly increase within four years of graduation. On average, Black individuals owe $25,000 more than white students. Black students also often owe more than their net worth. These factors result in high monthly payments that many struggle to pay.  A publication from the American Institutes for Research shows similar trends for science, technology, engineering, and math (STEM) majors. In public school bachelor’s degree programs, 42% of Black, American Indian, and Hispanic STEM learners accrued over $30,000 in debt — compared to 17% of students not in those groups. The number of Black and Hispanic students receiving STEM degrees remains low. However, scholarships, grants, and federal student aid can make STEM careers more accessible.   Below, you can find several scholarships for under-resourced groups. This diverse list includes academic, identity, and need-based awards. Some are exclusively for students pursuing STEM degrees, while others are open to all majors. Don’t despair if the deadline’s passed — these scholarships are offered annually and should be back for 2023. You can also explore your state government’s page or CareerOneStop for extra financial aid resources. 

Scholarships for Black STEM students

The following scholarships promote Black enrollment and retention in STEM degrees. The UNCF funds several of these scholarships. You can find more scholarships on their website.  Some scholarship programs only accept applicants who attend historically Black colleges and universities (HBCU).  SEE: Diversity in tech: What it means & how to get there Eligibility limitations: Black student (no first-year applicants); minimum 3.0 GPA; interested in working with Intel; pursuing an approved science, engineering, or computer science major About: Students submit transcripts and respond to three essay questions. Intel offers winners internship, networking, and research opportunities. Apply now Eligibility limitations: Black sophomore or junior at a UNCF-member school or an HBCU; financial need; 2.5 minimum GPA About: Meritage Homes gives preference to some STEM majors, like computer science and civil engineering. Applicants must present transcripts, a resume, and an essay.  Apply now Eligibility limitations: Active NSBE membership; 2.0-3.0 minimum GPA; some scholarships specify universities and engineering majors About: The NSBE partners with various foundations and companies to provide 15 scholarships to aspiring engineers. Society members can apply during the spring or fall cycles. Apply now 

Scholarships for Latino/a students

Organizations like La Unidad Latina Foundation (LULF) and the Society of Hispanic Professional Engineers (SHPE) offer multiple scholarships. We’ve highlighted a few of their awards below. Eligibility limitations: Black junior or sophomore at a UNCF-member school or an HBCU; 2.7 minimum GPA; majoring in technology, business, or communications About: Students must show financial need and submit current transcripts. The online application also requires a personal statement.  Apply now  Eligibility limitations: Black/African American high school senior About: Honoring Ronald H. Brown, the scholarship program looks for community leaders. Applicants should prove academic excellence and service mentality. They must provide recommendation letters, essays, and transcripts. Apply now  Eligibility limitations: Rising Black, African American, or multiracial college sophomore; 3.0 minimum GPA; pursuing an approved major (STEM included) About: TE Connectivity requests copies of transcripts and the 1040 tax form. Students write an essay about overcoming challenges and present a recommendation letter. Winners take part in a summer internship. Apply now Other scholarships are only available to students attending a Hispanic Association of Colleges and Universities (HACU) member institution. You can find a list of HACU-member schools here. SEE: What is the FAFSA? Eligibility limitations: Latino/a student attending an HACU-member school; at least 18 years old; 2.0 minimum GPA About: Café Bustelo honors individuals committed to improving their Latino/a communities. Applicants must write an essay explaining how their Latino heritage has shaped their academic and career goals. Apply now Eligibility limitations: Current student at an HACU-member institution; accepted to an IES Abroad program; shows financial need About: IES Abroad expects winners to write a statement about their experience abroad. It also gives preference to first-generation college students and Pell Grant awardees. Apply now  Eligibility limitations: Hispanic or Latino/a STEM majors; 3.0 minimum GPA; attended high school or currently attends a college in Northern California; community college student or rising junior/senior at a four-year institution About: The Hispanic Foundation of Silicon Valley awards 100 scholarships per year. Applicants submit a personal statement, a recommendation letter, and transcripts. Winners may enjoy summer internships.  Apply now 

Scholarships for Indigenous Americans in STEM

Professional organizations such as the American Indian Science and Engineering Society offer scholarships specifically for Indigenous Americans. Many require students to prove tribal citizenship.  Eligibility limitations: Undergraduate or graduate Latino/a college student with financial need About: LULF offers various scholarships to help Latino/a students finish college. The foundation determines award amounts based on financial need. Apply now  Eligibility limitations: Current high school or college student of Hispanic heritage; at least 13 years old About: Students must complete TurboTax’s tax simulation course before applying. They respond to questions about the modules and personal finance.  Apply now  Eligibility limitations: Latino/a sophomore or junior; 3.0 minimum GPA; at least 18 years old; interested in media/entertainment industry About: Applicants submit three recommendation letters, transcripts, and a resume with their application. They must maintain a 3.0 minimum GPA to receive both the fall and spring payments.  Apply now Eligibility limitations: High school senior or college student (undergraduate or graduate) pursuing a STEM degree; 2.75-3.0 minimum GPA; SHPE member; major and university limitations vary About: SHPE partners with companies like Intel and the Medtronic Foundation. Together, they offer several scholarships to Hispanics pursuing STEM degrees. Students can apply for multiple scholarships. Apply now 

Additional scholarships for racial minorities in STEM

Many organizations welcome applicants from more than one or any racial minority group. If you identify as Black, Indigenous American, or Latino/a, you may also be eligible for some of the scholarships in this section. Eligibility limitations: AISES member; 3.0 minimum GPA; STEM major and university requirements vary About: AISES partners with companies like Chevron and ExxonMobile to provide several STEM scholarships. Students generally submit tribal citizenship proof, essays, and a resume. They also need recommendation letters and transcripts.  Apply now Eligibility limitations: Undergraduate/graduate student; American Indian Tribe or Alaska Native group member About: The NEEF scholarship supports students pursuing a career in renewable energy. Approved majors include STEM disciplines. The foundation also accepts applicants pursuing energy, cultural sustainability, and environmental degrees.  Apply now  Eligibility limitations: Undergraduate/graduate STEM major; Alaska Native group/American Indian Tribe member or prove 25% American Indian heritage About: American Indian Graduate Center (AIGC) offers many scholarships. This one helps fund full-time STEM students in financial need.  Apply now

This article was reviewed by Laila Abdalla, Ph.D. and Monali Mirel Chuatico

Laila Abdalla obtained her Ph.D. in English from McGill University in Montreal, Canada. She taught undergraduate and graduate courses in English and successful writing at Central Washington University for over 21 years. Eligibility limitations: African American or Hispanic high school senior at a CGCS school; plans to pursue a STEM major; 3.0 minimum GPA; accepted at a four-year institution About: Students write two essays and list their completed high school STEM classes. They need present transcripts and two recommendation forms. Apply now Eligibility limitations: Rising junior at a minority-serving institution; maintains 3.2 minimum GPA; STEM major About: The National Oceanic and Atmospheric Administration (NOAA) offers scholarships to STEM students who uphold its mission of science, service, and stewardship. Winners participate in two summer internships. Apply now Eligibility limitations: Identifies as Black, Indigenous, or a person of color; pursuing a STEM or arts major About: Stantec awards $200,000 yearly to historically excluded groups. The company also offers 10 paid internships. Individual scholarship amounts depend on the applicant’s financial need.  Apply now  Eligibility limitations: High school senior or college student; attending NACME partner institution; computer science or engineering major; 3.0 minimum GPA   About: NACME offers several scholarships to Indigenous American, Latino/a, and Black students. Eligible majors and schools vary.    Apply now Eligibility limitations: Rising first-year college student pursuing an actuarial degree; meets one minimum score requirement: 3.0 (GPA), 600 (SAT math), or 21 (ACT); Black, Middle Eastern, North African, Latino/a, or Indigenous American descendent  About: Students must prove math skills through grades or state test scores. The Actuarial Foundation expects a recommendation letter and proof of financial need. Currently, Abdalla serves as a Washington state career coach and advocate for individuals on temporary state assistance. Abdalla has devoted her career, teaching, and leadership to matters of equity, diversity, and inclusion. Above all, she is committed to her clients’ and students’ complete experience, raising awareness of BIPOC issues in employment, language, community, and culture. Abdalla leads with equity in management and nonprofit volunteering, and continues to develop her own understandings of these complex issues — both professionally and in her lived experiences. Laila Abdalla is a paid member of the Red Ventures Education Integrity Network. In 2019, Monali Mirel Chuatico graduated with her bachelor’s in computer science, which gave her the foundation that she needed to excel in roles such as a data engineer, front-end developer, UX designer, and computer science instructor. Monali is currently a data engineer at Mission Lane. As a data analytics captain at a nonprofit called COOP Careers, Monali helps new grads and young professionals overcome underemployment by teaching them data analytics tools and mentoring them on their professional development journey. Monali is passionate about implementing creative solutions, building community, advocating for mental health, empowering women, and educating youth. Monali’s goal is to gain more experience in her field, expand her skill set, and do meaningful work that will positively impact the world. Monali Mirel Chuatico is a paid member of the Red Ventures Education Integrity Network.  Last reviewed April 28, 2022.