In our survey of today’s best low interest credit cards, the Wells Fargo Reflect® Card tops our list, but these are the other picks that also made our list of the best low interest credit cards. Intro APR extension up to 21 months with on-time minimum payments 0% for 21 months from date of first transfer on balance transfers made within first 4 months 0% intro balance transfer APR for first 15 months .
Interest rate: A card’s APR is critical because it tells you how much interest you will pay on your purchases. The lower the APR, the more you save. Rewards: Many low interest credit cards also offer special rewards, like cash back on purchases. You can also earn extra cash for certain categories like gas or dining, which can quickly save you money on your monthly expenses.Intro offer: Several low interest credit cards may extend an introductory offer, like a longer 0% APR or cash back for certain purchases. Fees: Be sure to consider other fees that may apply to your credit card, such as annual fees, foreign transaction fees, and both an APR and fee for balance transfers.
BankAmericard® credit card: Best for good creditBank of America® Travel Rewards credit card: For the frequent travelerBlue Cash Everyday® Card from American Express: Designed for familiesCapital One Quicksilver Cash Rewards Credit Card: Best for cash backCiti Rewards+® Card: Made for everyday usePetal® 2 “Cash Back, No Fees” Visa® Credit Card: A great option for beginners
While you are shopping for credit cards, consider our top picks for the best credit cards for small business, the best rewards credit cards, and the best credit cards with no annual fee.
